An insurance policy is an agreement by which an insurance company provides a guarantee of protection to its insured for specific losses, damages, illnesses or death in return for an agreed upon payment. In most cases the insurer is only responsible to pay for the limits of the insurance policy. Unfortunately, insurance companies often refuse to pay the claim for the sole purpose of saving money. This is referred to as acting in “bad faith.” A bad faith insurance case is one in which the insured party sues their insurance company for refusing to pay a valid claim. Insurance companies are required to treat their policyholders with fairness when evaluating the validity of the claim. If you have a valid insurance claim which has been unfairly denied or delayed by the insurance company, you may be entitled to compensation under the law. Shimek Law has been dealing with insurance companies and their representatives for over 29 years. We are familiar with insurance policies, claims and tactics. For this reason, if you believe you have been unfairly denied a claim or the insurance company refuses to give you full compensation for your loss, you need to seek the advice of an insurance bad faith attorney. Insurance companies are expected to expeditiously process a claim presented, or provide an explanation in writing if that claim is denied. Insurance companies are also not authorized to demand an unreasonable amount of estimates and statements to support a valid claim or to withhold payment of a claim without just cause.


Artie Shimek and his legal staff understand what constitutes a valid insurance claim. If you have been denied a claim, let us review it to see if the insurance company is acting in bad faith and legal action is required. We are an aggressive law firm with years of experience in successfully representing people who have been denied fair and just compensation for their loss by insurance companies. We have won many verdicts for our past clients and we will do whatever we can to help you recover the maximum possible compensation. If you have been denied, call us at (850) 434-7995 for a free case evaluation. In fact, if we handle your case, you pay absolutely no legal fees and costs unless we win.